Low Risk Merchant Account


A Low Risk Merchant Account enables businesses and individuals to accept a range of payment solutions. It depends on the type of account set up. Low risk merchant accounts are generally similar in nature, offering a range of features. In short, this type of account carries minimum risk comparing to other type of accounts. This account enables  businesses to process transactions with debit or credit cards as well as other forms of payment. First of all, They will analyze the profile, the processor classifies the merchants as low Risk. These businesses has low credit risk.  They are from low risk industries but may have experienced high charge backs in the past.

Features Of Low Risk Merchant Account

  • Office supplies is an example for low risk  account
  • Secondly, beauty and health products are come under low risk because, it’s cost is low.
  • Books, CD’s, DVDs also has low risk. Because, people don’t buy these things online.
  • In any country, In these days more than fifty percent people have pets. But, they buy pet supplies from super market. There is no need to buy online
  • Household goods also same because, these things available in nearest supermarket.
  • Parking in garages is a low business. It is not an online business.
  • In online we don’t get parts of vehicles. so, there is no risk
  • Low Risk Merchant Account has fast approval.

low risk merchant account

Examples Of Low Risk Merchant Accounts

  • Online apparel
  • Office supplies
  • Health & beauty products
  • Books, CDs, DVDs
  • Pet supplies
  • Household goods
  • Parking garages
  • Moving companies
  • Auto parts
  • Fast Approvals For Low Risk Businesses

Advantages Of Low Risk IPG Merchant Account

  • It is Affordable. They use all major credit cards
  • IPG charges very low to process for low risk merchant account.
  • For them we have average ticket size.
  • Zero to low charge back ratio. They operate within a low risk industry
  • Additionally, 80-85 percent of transactions are card present as opposed to online or card not present, such as a storefront business that also operates an e-commerce site. Moreover, healthy processing history goes a long way in securing low risk merchant services

Our Services

Low risk merchant accounts are generally similar in nature, offering a range of features such as:

  • Recurring billing services Credit/debit card, ACH and e-Check payment services
  • Our IPG always give 24 hour customer support. We have Sophisticated online security measures
  • Importantly, PCI DSS details security requirements for businesses that store, process or transmit cardholder data. American Express.Offshore, onshore and international accounts.
  • Merchant account processing with Dedicated Merchants will propel your business with lowest rates in the industry

In order to acquire a low risk merchant account, you will need to fill in the required documentation. Please click on the button.

Frequently Asked Questions

  • What can we have in a low risk merchant account?

    Affordability Point of Sale and E-Commerce Solutions Fast approval All Major Credit Cards

  • How will you recognize that business is low risk ?

    Zero to low charge back ratio, our average ticket size is less, Your credit processor hosts your payment page, You operate within a low risk industry, You are incorporated in a low risk country. You operate your business from a low risk country (i.e. US, AU, Western Europe).

  • Examples of low risk merchant account?

    Office supplies, Books, CD'S, DVD's, Parking garages, Auto parts, Healthy & Beauty products including Home and Garden Merchants, Clothing Merchants, Office Supply Merchants.