Low Risk Payment Gateway


What Is Low Risk Payment Gateway?

First of all, Payment Gateway is simple software application. Basically, it is an agreement between E-commerce website and a bank that authorizes customer’s credit card. There are two types. They are Low Risk Payment Gateway and High Risk Payment Gateway. For low risk business, it is easy to get an merchant account because, it has low risk. So a payment gateway facilitates a payment transaction by the transfer of information between a payment portal. Remember, without a payment gateway approving the transaction process cannot go move forward and you won’t receive your money.

Low Risk Payment Gateway

  • It is easy to obtain account for low risk business. In short, Bank will take the decision that the business is high risk or low risk. It depends upon the volume of the business how much company brings in a month.
  • For both risks credit card payment processor is necessary. But, in this case payment can do in person.
  • For low risk IPG offers very low price.
low risk payment gateway

High risk payment gateway

  • It is very difficult to obtain an high risk payment gateway. Sometimes, bank may not accept your application due to high risk.
  • If the industry you are in has a high charge back ratio.
  • You are handling a substantial rate of fraud.
  • In case, if the business is newer and doesn’t have a good reputation.

Characteristics Of Low risk Payment Gateway

  • First and Foremost, if you are running an e-Commerce website it is necessary to have an payment gateway
  • Low risk payment gateway is generally, categorized as low risk because, it has minimal risk.
  • It is fast, secure and convenient way.
  • For every business low risk payment gateway accepts payments in person and also through credit card payment.
  • It is easy to obtain an low risk account but, still we will approach to the authorized bank for further process and inquiry.

How does IPG works for low risk?

  • International Payment Gateway is a third party merchant. We facilitates our customers in an most convenient way.
  • IPG  offers customized merchant accounts to e-Commerce and virtual terminal. Correspondingly, It also works with domestic and International acquiring banks.
  • Firstly, Customer has to apply for IPG then, we will accept your application.
  • In the next step we will contact to the customer’s authorized bank about business history, bankrupts, fraud accounts, duration and volume of the business.
  • Later, we decide how much your company brings in per a month. On that basis, bank decides it is a low risk business.
  • If customer has zero to charge back ratio, or in-cooperated with low risk state.
  • We do settle on daily, weekly, monthly on our secure platform.
  • And also, we offer Address Verification Services, Payment Brand Data Security and Card Security Verification.
  • Easy to integrate with IPG. We don’t charge any cancellation fees.Our dedicated merchants will propel your business with lowest rates in the industry.

Our Services In Low Risk Business

Consulting:  Our IPG supports startup companies. However, people who can think of good business idea, can start business and can present skills and use them to advice clients. Our team always supports for low risk businesses.

Tutoring: This business can do online or offline. If it is online then, it is mandatory to have an payment gateway. If you want to start, we will support you.

Direct Sales: It meant to say that there are businesses where products are being sold by marketing like lunch boxes, beauty products, health products and many more. If the customer has good reputation in the bank we will support.

Not only these business but also other business. Our IPG team always supports you. Do you want to make business online. Waiting for a payment gateway. Contact us for more details.

Frequently Asked Questios

  • How much time will you take to approve low risk payment gateway?

    First of all, IPG takes very less time to approve your application and we charge very less amount. Merchant can get an account set up in Days time frame depending on Documents. We have Multiple Acquirers to accept various currencies. Moreover, We don't charge cancellation fees

  • How long does it take to pay funds into my account?

    This largely depends on the terms agreed with your acquiring bank for the Internet Merchant Account. Typically it takes five working days depending upon your business volume.

  • Why do I need to use IPG , can I not just go direct to a bank?

    We have agreements in place with several UK banks to provide payment services to our customers. These services are based on the bank providing us with favorable rates so that we can pass those onto our customers. Customers would not be able to realize those rates if they had gone directly to the bank.