What Is Online Payment Gateway ?
First of all, payment gateway is an e-commerce application that authorizes payments for e-businesses, including online retailers, bricks and clicks, or traditional brick and also mortar businesses. Furthermore, Payment gateways conceal sensitive information, such as credit card numbers, to ensure that information passes securely between the customer and the merchant.
First and foremost, A payment gateway facilitates a payment transaction by the transfer of information between a payment portal and the front end processor or acquiring bank. Thus, Our Online payment gateway is integrated with almost all websites. Last but not least, we support many industries.
Identically, A payment gateway refers to the front-end technology that reads payment cards and sends customer information to the merchant acquiring bank for processing. Importantly, The payment gateway is an important aspect of all electronic payment card processing.
How Payment Gateway Works ?
- First Of All, customer places an order online and enter his transaction details by clicking submit button or any other option.If the order is through website, information is passed from customer web browser to merchants web browser. Eventually, Payment Gateway may allow transaction data to be sent directly from customer’s web browser to the gateway.
- Equally, All payment gateways serve as the first step in an electronic payment transaction. And then, The payment gateway transmits the customer’s information to the merchant’s acquiring bank. Bank receives the authorization request and sends response immediately that the transaction is either declined or received.
- Bank will decline the request due to insufficient funds or if they seems that the transaction risk is high. In that case, customer should prove his identity through username and password. To clarify, this processor sends information to the payment gateway.
- Later, payment gateway receives the response and send it to the merchant’s website. Then, merchant will fulfill the order after receiving payment from the customer’s acquiring bank. Eventually, The merchant submits all their approved authorizations, to their acquiring bank for settlement via its processor.
- Finally, payment will be deposited to the merchants account.
Types Of Payment Gateway
2D Payment Gateway
First of all, This is also known as Two-Domain Service payment gateway where customers can do transaction online without one time password and without security check. Furthermore, It is safe and hassle free and can be done through debit, credit cards and also E-check.
3D Payment Gateway
Importantly, This is an account where customers do transaction online with one time password and with security check. It is also used country by country. Moreover, it is user friendly and secure. Generally, Any kind of card payment which process through direct service is 3D payment.
Who We Are?
In General, We are payment gateway and merchant service providers Internationally. IPG provide International Payment Gateway for high risk, low risk businesses. In addition, We also accept offshore payment gateway for E-commerce business. Moreover, Our team facilitate to the customers in multiple ways likewise, 2Ds payment gateway, 3Ds payment gateway,credit card processing including high and low risk credit card processing, e-check and virtual terminal. Last but not least, e-Commerce credit card processing.
Benefits Of International Payment Gateway
DEDICATED MERCHANT ACCOUNT
Merchant account processing with Dedicated Merchants will propel your business with lowest rates in the industry.
EASE OF INTEGRATION
We have most Shopping cart Modules available. Our API is easy to use, enables merchants to process consumer payments.
Fast Account Set Up
Merchant can accept desired local Currency to take payments. We have Multiple Acquirers to accept various currencies.
CHARGE BACK PREVENTION
Uniquely, False Decline Management, CNP Prevention Services, Charge back Mitigation, Fraud Alerts. No cancellation Fees.
GLOBAL CARD PROCESSING
To sum up, We accept all Global Debit, Credit and Prepaid Cards, including E-checks on our Safe & Secure Platform.
3DS PAYMENT GATEWAY
3D payment gateway facilitates payment transaction information between a payment such as, a website.
Identically, E check payment gateway is simply a software application. It is basically, an agreement between an eCommerce website and payment gateway.
FRAUD PREVENTION SERVICES
Uniquely, We offer Address Verification Services, Payment Brand Data Security and Card Security Verification. Moreover, it is very safe and secure.
First Of All, virtual terminal is an application service where merchant can check all the transactions and get inquiry. Importantly, we protect your card information.
PCI DSS COMPLIANCE
PCI DSS details security requirements for businesses that store, process or transmit cardholder data. American Express. Moreover, we also worked with high risk industries.
Equally, Merchant can accept desired local Currency to take payments. We have Multiple Acquirers to accept various currencies on our safe and secure payment platform
FASTER & FLEXIBLE SETTLEMENTS
Therefore, We do Settle Monthly, Weekly, Daily depends on Volume into your Local Business. Uniquely, we don't charge any cancellation fees. Besides,we offer very less amount.
Online International Payment Gateway
In brief, Our online payment gateway has received over 10 awards since 2016, Including three Gold Stevie’s from. The American Business Awards, and three CNP Customer Choice Awards in the Best E-Commerce Platform/Gateway category. Along with its Omani channel capabilities, advanced security methods and fraud management tools. Moreover, the IPG Gateway has emerged as a top choice for our merchants and suppliers.
Frequently Asked Questions
How do we apply for online payment gateway IPG
First of all, payment gateway is an e-Commerce application that authorizes payments for e-business. You need to apply for IPG . Moreover, Application charges will be applied. Later, IPG will check with the bank whether you have any fraud loans or business history. If it is clear we will approve your application. Besides We don't charge any cancellation fees
How long will it take to set-up an Merchant account with the bank?
Identically, This depends on which bank you have decided to set-up an Internet merchant account with. Typically this should take two to four weeks however, this could take longer depending on how quickly you can provide any necessary documentation. So please take this into consideration in your project time scales. Typically, the quicker you respond to the banks quotation the quicker the account can be activated.
Do you have any hold back fees ?
According to the business risk, there is Roll-Over Reserve between 5-10% . Businesses maintaining the Charge back/Return Ratio can also over -ride Roll-Over Reserve Clause. Holding Period: 10 Days Arrears